The first think you need to make sure of, is that your insurance contract fulfills all the requirements for you to obtain an indemnity. It is important to ensure your boat dependently on the kind of risks which you know you might incur more often. However a good insurance should always cover a list of risks such as damages at the engine ad electric system, and any hidden defects on the boat which you could not be able to see. Also your boat needs to be insured in not protected areas as well. These are just few of the numerous options which needs to be added in your contract.
When you sign a contract with the insurer, it is always better to have the contract translated in your language (if you are a foreigner) and to have an expert representing you. In fact some contracts do not include important clauses which cover the most common accidents, reason why sometimes you have the impression to save a good amount of money when you sign the contract, but instead you have signed an agreement which does not protect your specific interests.
In fact, when you sign an insurance contract, the insurance company usually gives you a standard contract which obviously needs to be personalized as per your needs. In these cases you might need the advice of an expert lawyer.
If the contract covers your damage, you need to be refunded within a short term and once you have forwarded the whole documentation to the company.
Once you have informed the Insurance Company about the accident, you need to indicate your policy number and to explain in a clear way what happened. You need to add information such as:
If you have a yacht accident and you need to start the procedure with the insurance company to be refunded, if you have made a mistake with the procedure, or if the insurance company does not want to refund you, please feel free to contact your expert lawyer at firstname.lastname@example.org/nuovo.
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